PROFIT SHARING RATE OF THIRD PARTIES FUND


Assalamu alaikum,

Readers, here others reference for your research in Islamic Banking

Author : Erdina C, SE

Author’s email: er_utami@yahoo.com

Category: Islamic Finance 

“THE INFLUENCE OF LIQUIDITY AND NON PERFORMING FINANCING

TO PROFIT SHARING RATE OF THIRD PARTIES FUND

IN SHARIA BANKING”

As an intermediary institution, the main role of bank are saving and giving back the collected people’s funds. But sometimes, the function of bank doesn’t work properly. This situation was caused by a huge amount of non performing financing faced by bank, which weaken its liquidity and ability to make profit sharing. The purpose of this research is to know the influence between Liquidity and Non Performing Financing to Profit Sharing Rate of Third Parties Fund in Sharia Banking.

The research used Analysis Descriptive Method. The objects of this research were Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri (BSM), and Bank Mega Syariah Indonesia (BSMI) for the first quarter of 2005 to the fourth quarter of 2007. Statistical method in this research used t test and F test in linier regression method with normality test and classic assumption test at the first time. This hypothesis test was at significance level for 5%.

The result of these hypothesis showed that, simultaneously there was a significance influence between Liquidity and Non Performing Financing to Profit Sharing Rate of Third Parties Fund in Sharia Banking. Partially there was a positive significance influence between Cash to Deposit Ratio to Profit Sharing Rate of Third Parties Fund in Sharia Banking, but Non Performing Financing didn’t have negative significance influence to Profit Sharing Rate of Third Parties Fund in Sharia Banking.

Keywords: Liquidity, Cash to Deposit Ratio, Non Performing Financing, Profit Sharing Rate of Third Parties Fund.

 

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